What is a 4-Point Inspection?
A 4-point inspection is a type of home inspection that may be required to either obtain or maintain insurance coverage. This inspection was designed by home insurance companies to help them get a more comprehensive understanding of the properties they are insuring. Some insurance companies will request a 4-point inspection after the home reaches a certain age. Others may require any newly-purchased home to have a 4-point inspection performed. This varies, based on your insurance company and their underwriting rules.